Manage fiat and digital assets, exchange between them, make bank and on-chain transfers, and pay with a partner-issued card — from one byplata account.
We'll email you once, when byplata launches. No marketing. Privacy
Everything settles against the same balance — no wiring money between providers, no compliance gap between the fiat leg and the crypto leg.
A named multi-currency account for fiat, held in segregated safeguarding accounts with credit institutions, alongside custody of digital assets under a hardware-backed key regime.
Send and receive in the currencies your counterparties use, on the rails they expect, with remittance information preserved from end to end and on-chain transfers screened before they settle.
Executable prices aggregated across liquidity venues, locked for thirty seconds before you confirm. Settlement happens inside your own account, with no external wallet hop.
Move between assets inside your account without withdrawing to a third-party venue — and without paying a network fee on the swap itself. Every leg is recorded and exportable.
Use an eligible crypto or stablecoin balance for everyday card purchases. The balance is converted during authorisation while the merchant receives settlement through standard card rails.
When byplata launches, your account will be created the moment you register — and will stay inactive until identity verification and AML checks are approved. The target: complete private applications decided within one business day.
No spread hidden inside the rate — the fee is a separate, published percentage. Every quote is held for thirty seconds before you confirm, and settlement never leaves your account.
See fiat and digital assets side by side, send on supported rails, manage eligible cards, convert at a locked quote, and export statements your accountant will accept.
Pay from an eligible digital asset or stablecoin balance through a virtual or physical card programme. Conversion happens during card authorisation; the merchant receives a normal card payment.
Controls are designed so that any single failure — a person, a key, a vendor — cannot put client assets at risk.
Fiat balances sit in safeguarding accounts with credit institutions, separated from our operating money and reconciled daily.
Multi-party computation with hardware-backed deep cold storage. No single individual can move client assets.
Sanctions, PEP and blockchain analytics screening on every movement in real time, before it settles.
Immutable audit logs, downloadable statements and structured exports for accountants and banking partners.
Redundant multi-region infrastructure, tested recovery procedures and a wind-down plan that returns client assets first.
Internal controls tested by external auditors, with compliance reporting independently of the commercial business.
Indicative pricing — final terms will be published at launch.
byplata is in active development while we complete the technology, partnerships and compliance framework behind the product. Registration is not open yet — join the waitlist and we'll email you once, when accounts open.
At launch: private clients and companies incorporated in the jurisdictions we serve. Certain high-risk countries and business activities fall outside our risk appetite; the application tells you before you invest time in a full submission.
A valid passport or national ID, a proof of address issued in the last three months, a short liveness check, and information about your occupation and source of funds. Companies additionally submit incorporation documents, ownership structure and identification of beneficial owners.
At launch: no. Your login and profile will be created as soon as you register, but the account will remain inactive and no balances, payments or conversions are available until compliance approves your file.
No. byplata is not a trading venue. We hold client assets, move money on payment rails and convert between currencies and digital assets at quoted prices. There are no order books for clients, no margin and no leverage.
Fiat balances are held in safeguarding accounts with regulated credit institutions, segregated from our own funds. Digital assets are held under a multi-party computation scheme with the majority of holdings in deep cold storage.
An eligible virtual or physical card will be issued through licensed programme partners. You select a supported funding balance; when a purchase is authorised, byplata records any required conversion while the merchant receives settlement through standard card rails. Networks, countries, limits and pricing will be confirmed after partner agreements are finalised.
Join the waitlist and we’ll email you once, when registration opens — it will take about three minutes to complete.