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Euro bank transfers

Send euros across Europe.
With a complete payment record.

Use the standard SEPA rail for eligible EUR transfers to participating bank accounts, with beneficiary details, references and status kept in one byplata history.

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Everyday euro operations

Predictable payments for recurring business work.

Build one controlled flow for invoices, payroll-related transfers and routine counterparties — with references that survive beyond approval.

01

Clear beneficiary data

Save verified bank details and preserve payment references.

02

Visible payment states

Follow the instruction from approval through processing and completion.

03

Account-level controls

Apply limits, user permissions and approval rules before release.

Payment register

Your finance team sees the record, not just “sent”.

SEPA is designed for euro credit transfers between reachable accounts in participating markets. It is suitable for supplier invoices, salaries, reimbursements and other bank-to-bank payments that do not require instant processing.

byplata keeps the payment instruction, beneficiary, fees, reference and status connected to the originating account record. Actual processing and settlement depend on cut-off times, banking partners and the receiving institution.

CurrencyEUR
DestinationReachable SEPA bank accounts
TimingDepends on cut-off and receiving bank
AvailabilityEligible customers and supported markets
REFERENCEBENEFICIARYAMOUNTSTATUS
BP-2051Northstar Supplies€2,840.00Settled
BP-2050Acme Payroll€18,420.00Completed
BP-2049Studio Forma€1,275.50Processing
From invoice to statement

Four states your team can reconcile.

01

Choose balance

Select the eligible EUR account.

02

Add beneficiary

Enter and review the receiving IBAN and payment reference.

03

Authorise

Confirm the amount, fees and account approval requirements.

04

Track

Follow the payment status and retain the final record.

SEPA availability, cut-off times, fees and completion depend on the servicing partner, receiving bank, customer eligibility and applicable checks.

Build your euro payment workflow.

Keep beneficiaries, approvals, references and final records connected to the same EUR account.

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