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Accounts & custody

One balance.
Every currency you actually use.

A named multi-currency account for fiat, held through safeguarding arrangements — plus institutional custody of digital assets under a hardware-backed key regime.

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Account structure

Fiat and digital assets can share an interface without sharing the same legal or operational treatment.

A byplata account presents one customer view, but each balance still needs a clearly identified holder, safeguarding or custody arrangement, ledger position and transaction history.

That distinction matters when money is received, converted, withdrawn or reported. The interface should make the experience simple while the underlying records remain precise enough for reconciliation, customer support and audit.

CONSOLIDATED PORTFOLIOONE CUSTOMER VIEW
Fiat balances€20,907.10
EUR€16,582.00
USD$2,500.00
GBP£876.15
b
Digital assets€18,348.90
USDT8,400.00
BTC0.12640
ETH1.2000
Control model

What sits behind a trustworthy balance.

The product needs more than a number on screen: ownership records, access controls, asset reconciliation and a clear route for every movement.

01

Multi-currency accounts

Hold supported fiat currencies and digital assets under one customer profile.

02

Institutional custody

MPC, hardware-backed key controls and deep cold-storage policies.

03

Consolidated portfolio

See balances, valuation and transaction history in one account view.

Fiat fundsShown separately from company operating money and mapped to the applicable safeguarding arrangement.
Digital assetsMatched to custody records, supported networks and approved withdrawal controls.
Customer ledgerThe source of truth for available balance, holds, fees and completed transactions.
Portfolio viewA valuation layer for navigation — not a replacement for currency-level records.
Useful beyond holding

An account becomes valuable when every downstream action stays connected.

Payments debit a named balance, conversions create linked ledger legs, card purchases preserve the funding source, and statements explain the result in a form a finance team can use.

This is why balances, beneficiaries, addresses, approvals and transaction references should not live in separate product silos.

Final safeguarding, custody and account availability depend on the selected licensed partners, market, customer eligibility and the operating model used at launch.
ACCOUNT ACTIVATIONVISIBLE STATES
01
RegisterCreate a private or business profile.
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02
VerifyComplete identity or business verification.
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03
ActivateEligible accounts are enabled after approval.
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04
TransactFund, hold, pay, convert and export.
Complete

Start with a clear account foundation.

Bring balances, controls, transaction history and statements into one understandable customer record.

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Done