Structured instructions
Capture BIC, account, beneficiary and purpose data in a consistent flow.
International bank transfers
Reach counterparties abroad.
With every instruction traceable.
Send eligible cross-border bank payments in supported currencies through partner access to the SWIFT correspondent network.
International route · MT-2054Tracking
Originbyplata partner
CorrespondentRouting bank
DestinationBeneficiary bank
USD 18,500.00 · OUR charge optionReference linked
Route anatomy
International payments have more than two endpoints.
SWIFT carries structured payment instructions between financial institutions; correspondent banks and local clearing systems complete the movement of funds. This makes routing, fees, currencies and beneficiary information especially important.
byplata collects the required bank and beneficiary details, presents known charges before approval and links references and status updates to one payment record. Intermediary deductions, FX, cut-off times and local banking practices may influence timing and the received amount.
CurrenciesSupported account currencies
DestinationEligible international bank accounts
RoutingPartner and correspondent-bank network
ChargesMay include intermediary or FX costs
01
Originating institutionValidates instruction and releases funds
Known fee02
Correspondent routeMay add processing or lifting charges
Route dependent03
Beneficiary bankCredits the final eligible account
Local rulesInstruction quality
Better data reduces avoidable repair work.
Beneficiary identity, BIC, account details, payment purpose and charge option belong in one reviewable instruction.
Fee visibility
Present known byplata and partner charges before authorisation.
Traceable references
Keep payment identifiers and status updates with the account record.
Controlled release
Build the route before you send.
Choose currency
Select the balance that funds the international payment.
Enter bank details
Provide beneficiary, BIC and any required routing information.
Review and approve
Confirm amount, purpose, known fees and security controls.
Track the route
Follow available status updates and retain payment references.
SWIFT timing, routing, deductions, FX and completion depend on partner banks, correspondents, beneficiary institutions, local rules and required checks.
Bring international payments into one operating record.
Connect currency balances, approvals, bank references and available tracking without hiding the correspondent chain.